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Financial protection designed for life in motion.

Grow your business and enhance your customer experience with embedded insurance solutions made for active and travel markets.

Already have Spot? Log in or file a claim here

RIGHT THIS WAY

Financial protection designed for life in motion.

Grow your business and enhance your customer experience with embedded insurance solutions made for active and travel markets.

Want to get coverage or file a claim?

RIGHT THIS WAY

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RIGHT THIS WAY

You want to improve your customer experience and the financial resilience of your business without additional expense and hassle.

Offer value-add insurance products to your customers at point of sale and beyond with minimal operational overhead and frustration.

Unlock new earnings and retain revenue.

Two people with large orange backpacks and skiing equipment stand on a boat deck overlooking the ocean and distant mountains.

Injury Insurance

Give your customers the confidence of covered medical expenses.  

Works with passes, tickets or memberships where your customers may be at increased risk of getting hurt.

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One off-road vehicles traverse a winding dirt path through a vast desert landscape dotted with low shrubs. The sun is setting, casting long shadows across the terrain, and rock formations are visible in the background. Dust trails follow the vehicles.

Travel Insurance

Keep revenue from cancellations while offering your customers flexibility and additional benefits when they’re traveling.  

Works with lodging, activity bundles, bespoke travel packages and more.

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Four cyclists are racing on a BMX track with an audience watching from the stands on a sunny day. The cyclists are wearing helmets and protective gear, and they are navigating a curve on the track.

Refund Coverage

Your customers get a refund while you keep the revenue from the original purchase.  

Works with season passes, prepaid tickets, event passes and more.

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Bespoke Solutions

Looking for something special? Spot can work with you to create an insurance program unique to your business.  

Contact us to get started.

DESIGNED FOR LIFE IN MOTION

Founded by outdoor enthusiasts, we know the active space.

A person in a bright yellow jacket is bouldering on a large rock formation in a dry, mountainous area.

Two colorful skis leaning against a yellow and gray vehicle.

A person in a bright yellow hooded jacket and black gloves gives two thumbs up while smiling. They are in front of a snowy landscape with a group of penguins on the snow behind them.

A skier wearing a yellow helmet, orange jacket, and brown pants is captured in motion, performing a rail slide on a snowy slope.

A yellow van with spot branding and two bicycles mounted on its rear drives down a dusty, tree-lined dirt road.

Two people in ski gear stand in a snowy landscape.

A mountain biker wearing a helmet and goggles performs a wheelie on a dirt trail with scenic mountains and a lake visible in the background.

A retro neon sign against a clear sky with three panels reading "ESPRESSO," "CHAMPAGNE," and "CHAIN LUBE," topped with a starburst design.

A man and a woman enjoy a sunny day on a river in an inflatable boat. The man, wearing a baseball cap, sunglasses, and a yellow shirt.

Three men are running on a gravel path through a forested area.

A person wearing a hat, sunglasses, a long-sleeve shirt, shorts, and running shoes is sitting on a rocky peak in a mountainous area.

A man with a beard, wearing a camouflage jacket, white shirt, cap, and sunglasses, is sitting outdoors holding a fishing rod.

Proven partnerships and expertise

We sell hundreds of thousands of coverages annually through partnerships with sports leagues and associations, mountain resorts and destination travel companies.

Benefits designed for outdoor active markets

Maximize appeal and adoption with targeted coverage made to meet your customers’ needs when they’re interacting with your business.

Brand alignment and affinity

Spot isn't just insurance; it's a lifestyle brand that seamlessly aligns with the essence of your business, enhancing the overall customer experience.

Ready-made marketing materials

With co-branded landing pages, emails, FAQs and ads, we help educate your customers on the value of Spot products so it’s easy to understand and easy to purchase.