DRAG

Pedal harder than you've ever pedaled before.

Included for all active USA BMX annual members, our injury insurance policy pays up to $3,000 of your covered medical bills with $1,000 deductible — giving you maximum confidence to put the power down.

PHOTO CREDITS:
Collin Findlay

Aperçu de la couverture

$3,000

Couverture des frais médicaux accidentels

$5,000

Décès accidentel ou mutilation

$10,000

Prestations pour le cœur et la circulation sanguine

$1,000

Franchise

Every Body. Every Lap.

Où êtes-vous couvert ?
At a USA BMX / BMX Canada sanctioned track.
Quand êtes-vous couvert ?
Anytime you’re participating in an event sponsored or supervised by USA BMX / BMX Canada.
Quelles activités sont couvertes ?
Activities sponsored or supervised by USA BMX / BMX Canada.
Qui est couvert ?
All enrolled members of USA BMX.
Où puis-je trouver plus de détails ?
USA BMX Annual Membership
USA BMX Annual Membership
USA BMX Annual Membership
USA BMX Annual Membership
USA BMX Annual Membership
USA BMX Annual Membership
USA BMX Annual Membership
USA BMX Annual Membership
USA BMX Annual Membership
USA BMX Annual Membership
USA BMX Annual Membership
USA BMX Annual Membership

Comparez vos coûts avec Spot

Avez-vous une assurance maladie principale ?

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Compare your costs with Spot

Pour tout le monde, peu importe le statut d’assurance maladie
Frais médicaux
Avec Spot
Spot covers up to $3,000

Couvre tout traitement prescrit par un médecin, y compris la physiothérapie, la chirurgie et les séjours à l’hôpital.
Sans Spot
Vous payez jusqu’à 100 %
Pour ceux qui ont une assurance maladie principale
Frais médicaux
Avec Spot
Spot covers up to $3,000

Couvre tout traitement prescrit par un médecin, y compris la physiothérapie, la chirurgie et les séjours à l’hôpital.
Sans Spot
Vous payez jusqu’à 100 %
Franchises de l’assurance maladie principale
Avec Spot
Spot couvre la franchise de votre assurance maladie principale
Sans Spot
La couverture commence après que vous ayez payé votre franchise
Coassurance
Avec Spot
Spot couvre vos frais à votre charge
Sans Spot
Vous payez un pourcentage ou des frais fixes par service
Réseaux de soins
Avec Spot
Vous choisissez votre médecin ou votre prestataire de services
Sans Spot
Choisissez un fournisseur du réseau ou payez le coût total du service

FAQS

How do I file a claim?

To file a claim, please click the “File a Claim” link at the top of this page and fill out the form.

After you submit the form, we’ll send you an email within 2 business days with your account login details. Once logged in, you can complete your claim digitally and upload any supporting documents.

Is Spot health insurance?

No, Spot is not health insurance. Spot's plan provides coverage for reimbursement of medical bills incurred for injuries stemming from accidents. As much as we’d like to help you with your stomach flu (drink plenty of fluids!), that's just not our thing. General illness and sickness are not included in your policy coverage.

What is excluded in my policy?

General illness, pre-existing conditions, overuse injuries (wear and tear), and chronic sickness are not included in your policy coverage. Spot only covers accidental injuries that happen while you're participating in the covered activities.

What medical costs are covered under Spot?

Spot's plan covers costs from your doctor-recommended treatment plan up to $3,000 (after you meet the $1,000 deductible) for any covered physical injury as long as it is carried out by a licensed medical professional. Your treatment plan could include diagnostic scans, hospital stays, ER visits, surgeries, and emergency transportation. Basically, anything your licensed medical professional recommends that you need to recover from your accident. Unfortunately, your spiritual healer’s plan is on you.

Is $0 deductible Spot Injury Insurance available to purchase?

Yes, you can opt to add Spot Weekend Warrior coverage on a per event basis during the event registration processes. Click here to learn more about Spot Weekend Warrior coverage.