Pedal harder than you've ever pedaled before.
Add Spot at registration for $25 per race weekend — up to $10,000 of $0 deductible coverage for every USA BMX sanctioned event you want covered.
PHOTO CREDITS:
Add Spot at registration for $25 per race weekend — up to $10,000 of $0 deductible coverage for every USA BMX sanctioned event you want covered.
Couverture des frais médicaux accidentels
Décès accidentel ou mutilation
Prestations pour le cœur et la circulation sanguine
Franchise
All you have to do is log in to your account to report your accident at myaccount.getspot.com so we can verify your policy information. You can do this even if you haven't received treatment or bills yet. Then, once you get your first bill or Explanation of Benefits, you can file a claim.
No, Spot is not health insurance. Spot's plan provides coverage for reimbursement of medical bills incurred for injuries stemming from accidents. As much as we’d like to help you with your stomach flu (drink plenty of fluids!), that's just not our thing. General illness and sickness are not included in your policy coverage.
General illness, pre-existing conditions, overuse injuries (wear and tear), and chronic sickness are not included in your policy coverage. Spot only covers accidental injuries that happen while you're participating in the covered activities.
Up to $10,000 for covered accidental injuries — including diagnostic scans, ER visits, hospital stays, surgery, and emergency transportation, as long as treatment is carried out by a licensed medical professional. (Your spiritual healer's plan is on you.)
Weekend Warrior ($25/race weekend) covers you for a single USA BMX event — add it during registration for any race weekend you want covered.
Annual Coverage ($360/year, or $30/month) covers you for 12 months straight — at every USA BMX sanctioned event and every practice session on a sanctioned USA BMX track within the United States. No per-event signup required.
If you race a handful of times a year, Weekend Warrior may be all you need. If you're at the track regularly, Annual Coverage is built for your schedule. Learn more about Annual Coverage and purchase here.
