DRAG

Insurance designed for life in motion.

Grow your business and enhance your customer experience with embedded insurance solutions made for active and travel markets.

Want to get coverage or file a claim?

RIGHT THIS WAY
RIGHT THIS WAY
Two cyclists riding bicycles on a trail.

Insurance designed for life in motion.

Grow your business and enhance your customer experience with embedded insurance solutions made for active and travel markets.

Two cyclists riding bicycles on a trail.

You want to improve your customer experience and the financial resilience of your business without additional expense and hassle.

Offer your customers more value at point-of-sale and beyond with insurance products designed to fit seamlessly into your operations.

Unlock new earnings and retain revenue.

Two people with large orange backpacks and skiing equipment stand on a boat deck overlooking the ocean and distant mountains.

Injury Insurance

Give your customers the confidence of covered medical expenses.



Works with passes, tickets or memberships where your customers may be at increased risk of getting hurt.

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One off-road vehicles traverse a winding dirt path through a vast desert landscape dotted with low shrubs. The sun is setting, casting long shadows across the terrain, and rock formations are visible in the background. Dust trails follow the vehicles.

Travel Insurance

Keep revenue from cancellations while offering your customers flexibility and additional benefits when they’re traveling.



Works with lodging, activity bundles, bespoke travel packages and more.

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explore more
Four cyclists are racing on a BMX track with an audience watching from the stands on a sunny day. The cyclists are wearing helmets and protective gear, and they are navigating a curve on the track.

Refund Coverage

Your customers get a refund while you keep the revenue from the original purchase.



Works with season passes, prepaid tickets, event passes and more.

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explore more

Bespoke Solutions

Looking for something special? Spot can work with you to create an insurance program unique to your business.



Contact us to get started.

Two people with large orange backpacks and skiing equipment stand on a boat deck overlooking the ocean and distant mountains.
One off-road vehicles traverse a winding dirt path through a vast desert landscape dotted with low shrubs. The sun is setting, casting long shadows across the terrain, and rock formations are visible in the background. Dust trails follow the vehicles.
Four cyclists are racing on a BMX track with an audience watching from the stands on a sunny day. The cyclists are wearing helmets and protective gear, and they are navigating a curve on the track.
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION

Founded by outdoor enthusiasts, we know the active space.

Proven partnerships and expertise

We sell hundreds of thousands of coverages annually through partnerships with sports leagues and associations, mountain resorts and destination travel companies.

Benefits designed for outdoor active markets

Maximize appeal and adoption with targeted coverage made to meet your customers’ needs when they’re interacting with your business.

Brand alignment and affinity

Spot isn't just insurance; it's a lifestyle brand that seamlessly aligns with the essence of your business, enhancing the overall customer experience.

Ready-made marketing materials

With co-branded landing pages, emails, FAQs and ads, we help educate your customers on the value of Spot products so it’s easy to understand and easy to purchase.

A skier in a dark outfit making a sharp turn on a sunny, clear day downhill on a snowy slope. Overhead, chair lifts are seen carrying passengers up the mountain, with tall evergreen trees on the right side of the image against a deep blue sky.

“Spot’s policy offerings provide a single partner solution and allow us to adjust to changing product needs. Spot’s technical capabilities provide seamless data flows to allow for efficient claim management and customer service.”

Bob Stinchcomb

svp, sales at ALTERRA MOUNTAIN COMPANY

“Spot covered so many of
the bills that my insurance wouldn’t—it’s almost too
good to be true.”

elle truax

founder of Björkstam Hat Co.crested butte, colorado and Spot customer
A skier wearing an orange jacket and black helmet is skiing through deep, powdery snow on a snowy mountain. Tall, snow-covered pine trees surround the skier, and snow is falling from the sky.
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION
INSURANCE DESIGNED FOR LIFE IN MOTION

Easy to get started and even easier to keep running.

Simple, flexible integrations

With options optimized for your business needs and level of expertise

100% digital claim filing

Hassle free claims make for happier customers

Streamlined operations

From accounting to customer service–we save you time and resources

Ready to get started?

Tell us about your business.

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PLEASE ENTER A VALID last NAME*
PLEASE ENTER A VALID email*
PLEASE ENTER A VALID phone number*
PLEASE ENTER A VALID company*
PLEASE ENTER A VALID companies*

Hate contact forms?

[email protected]
SUBMIT
SUBMIT
Thanks for sharing your info.
We’re looking forward to meeting you, and we’ll be in touch asap
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for customer Support
Need customer service help?
Click here

Ready to get started?

Tell us about your business.

PLEASE ENTER A VALID first NAME*
PLEASE ENTER A VALID last NAME*
PLEASE ENTER A VALID email*
PLEASE ENTER A VALID phone number*
PLEASE ENTER A VALID company*
PLEASE ENTER A VALID source

Hate contact forms?

[email protected]
SUBMIT
SUBMIT
Thanks for sharing your info. We’re looking forward to meeting you, and we’ll be in touch asap
Oops! Something went wrong while submitting the form.
Need customer service help?
Click Here
for customer Support