If you have to cancel your registration for a covered unexpected reason, we’ll pay you back for the non-refundable part of the cost, minus any refunds you already received.

PURCHASE COVERAGE

What You Get

Reimbursement for up to 100% of your pre-paid pass costs if you cancel for a covered reason

Reimbursement for up to 100% of your pre-paid registration costs if you cancel for a covered reason

Before the event begins...

Before the season begins...

Get up to 100% of your prepaid pass costs reimbursed if you need to cancel before the season begins.

Get up to 100% of your prepaid registration costs reimbursed if you need to cancel before the event begins.

After the event begins...

After the season begins...

Pro-rated reimbursement for the unused portion of your pass if you need to cancel mid-season due to covered unforeseen events, such as family emergencies or illness.

Pro-rated reimbursement for the unused portion of your registration if you need to cancel during the event due to covered unforeseen events, such as family emergencies or illness.

State Plan Variations

Plans may vary depending on your state of residence. You may download and review a sample of your state's specific plan document prior to purchase. Once you purchase coverage you will be able to view your plan document from your account.

Choose your state of residence to download the sample plan.

FAQS

What's included?

Cancellation or interruption of your booking for listed unforeseen covered events including:

• You or a family member's death, sickness, or injury.

• Your primary place of residence is made uninhabitable due to a natural disaster, vandalism, or burglary.

• Revocation of your previously granted military leave or re-assignment. Official written notice of the revocation or re-assignment by a supervisor or commanding officer of the appropriate branch of service will be required.

• Example of covered reasons under the Cancel or Interrupt for Work Reasons benefits are listed below. Please note these benefits must be purchased during the time sensitive period outlined in your plan.

Your current employer requires you to transfer 100 miles or more away from you principal residence
You are involuntarily terminated or laid off from your employment. The termination notice must occur at least thirty (30) days after your trip cancellation effective date. You must have been an active employee with the same employer for at least (1) continuous year. This provision is not applicable to temporary or seasonal employment, independent contractors, freelancer, or self-employed persons.

• Normal Pregnancy or Childbirth. The date of conception, as verified by medical records, must occur after the effective date for the Trip Cancellation (Not available to NY and WA residents)

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Check your state's plan documents for full details.

What's excluded?

Pre-existing medical conditions, as defined in your plan document.

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Voluntary work status changes. This includes voluntary transfers, voluntary layoffs, accepting a position at a new employers that causes a move, voluntary relocation that is not tied to employment.

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Check your state's plan for full list of exclusions.

When can I purchase Registration Protection?

You can purchase Registration Protection through Summit's website when you register for a Summit event.

What happens if I need to use my Spot Registration Protection?

We ask that you notify Spot in writing of your plans to use your Registration Protection within 20 days of the unforeseen event occurring by logging into your Spot account and answering a few quick questions.

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When am I covered?

If you purchase a plan to protect your registration, your plan is in effect starting from the day after we receive your payment for your Registration Protection up until the last day of the event as listed on your enrollment document or itinerary. This means you’re eligible for up to a 100% reimbursement of your pre-paid expenses for your registration if you have a covered claim.

If the covered event occurs after the Summit event starts, the reimbursement amount prorates daily until the event concludes. This is considered the Interruption Period.

Take a look here for more information on how Registration Protection works!

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Can I cancel my Spot Registration Protection?

If you’re not satisfied for any reason, you can cancel this insurance within the ten-day review period by calling Summit or reaching out to Spot. We’ll refund the plan cost, provided there are no incurred losses, you haven't filed a claim, and the event has not started.

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