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NEED TO FILE A CLAIM?
Spot Trip Protection covers your prepaid, non-refundable trip costs if you cancel or interrupt your trip due to a covered reason.
Coverage costs 7.25% of your total trip price.
State specific sample policies can be found below.
Please select your state of residence. If there is any difference between the sample policy below and your plan document once enrolled, the provisions of the plan document will prevail. Benefits and plan costs are subject to change. Coverage is subject to the terms conditions and exclusions of the policy.
The Spot Service is a service that enables users to obtain accident medical expense and/or accidental death and dismemberment coverage through certain insurance carriers with whom we partner to allow You to sign up for a Coverage begins at 12:01 a.m. the day after the date the required plan cost is received. This coverage automatically ends once you depart on your trip or the time you cancel your trip.
Most coverages end on the last scheduled day of your trip, the day you complete your trip, the day you return from your trip, the day you cancel your trip or the day this plan expires—whichever comes first.
Trip Cancellation or Trip Interruption for listed unforeseen covered events including, but not limited to:
You must report all cancellations of items on your itinerary for which the plan cost has been paid to the travel supplier within 72 hours of the qualifying event.
Your trip must be 10 miles or more from your primary residence.
Spot Travel Protection may be cancelled for up to 10 days from the date of purchase or up until the departure date for your Trip.
You may reduce the covered amount in accordance with any itinerary cost reductions for up to 10 days from the date of purchase and Spot will refund you for any reduction in premium.
You may also increase the amount covered by Spot Trip Protection at any time before your trip commences.
Please reach out to Spot Customer Support for assistance in handling itinerary value changes.