Get up to 100% of your prepaid, non-refundable registration costs reimbursed if you need to cancel before the event begins due to a covered unforeseen event.

After Participation Begins

After the season begins...

Pro-rated reimbursement for the unused portion of your pass if you need to cancel mid-season due to covered unforeseen events, such as family emergencies or illness.

Get pro-rated reimbursement for the unused portion of your registration if you need to cancel after participation begins due to a covered unforeseen event.

State Plan Variations

Plans may vary depending on your state of residence. You may download and review a sample of your state's specific plan document prior to purchase. Once you purchase coverage you will be able to view your plan document from your account.

Choose your state of residence to download the sample plan.

FAQS

What's included?

Cancellation or interruption of your registration for listed unforeseen covered events, including:

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• You or a family member's death, sickness, or injury.

• Your primary place of residence is made uninhabitable due to a natural disaster, vandalism, or burglary.

• Revocation of your previously granted military leave or re-assignment. Official written notice of the revocation or re-assignment by a supervisor or commanding officer of the appropriate branch of service will be required.

• Examples of covered reasons under the Cancel or Interrupt for Work Reasons benefits are listed below. Please note these benefits must be purchased during the time-sensitive period outlined in your plan.

Your current employer requires you to transfer 100 miles or more away from your principal residence.
You are involuntarily terminated or laid off from your employment. The termination notice must occur at least thirty (30) days after your registration cancellation effective date. You must have been an active employee with the same employer for at least one (1) continuous year. This provision is not applicable to temporary or seasonal employment, independent contractors, freelancers, or self-employed persons.

• Normal Pregnancy or Childbirth. The date of conception, as verified by medical records, must occur after the effective date for Trip Cancellation (not available to NY and WA residents).

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Check your state's plan documents for full details.

What's excluded?

Pre-existing medical conditions, as defined in your plan document.

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Voluntary work status changes. This includes voluntary transfers, voluntary layoffs, accepting a position with a new employer that causes a move, and voluntary relocation that is not tied to employment.

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Check your state's plan documents for the full list of exclusions.

When can I purchase Registration Protection?

You can purchase Registration Protection during the registration checkout process.

What happens if I need to use my Spot Registration Protection?

We ask that you notify Spot in writing of your plans to use your Registration Protection within 20 days of the unforeseen event occurring by logging into your Spot account and answering a few quick questions.

When am I covered?

If you purchase Registration Protection, your plan goes into effect the day after we receive your payment and remains in effect through the last day of the event or activity listed on your enrollment document or itinerary.

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This means you may be eligible for reimbursement of up to 100% of your prepaid, non-refundable registration costs if you have a covered claim.

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If the covered event occurs after participation begins, the reimbursement amount may be prorated daily until the event or activity concludes. This is considered the Interruption Period.

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Take a look here for more information on how Registration Protection works!

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Can I cancel my Spot Registration Protection?

If you’re not satisfied for any reason, you can cancel this insurance within the ten-day review period by contacting Spot. We’ll refund the plan cost, provided there are no incurred losses, you haven't filed a claim, and the event has not started.

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